Which type of insurance covers liability for injury to others?

Casualty insurance is designed to cover liability for injuries to others as well as damage to their property. This type of insurance is essential for protecting individuals and businesses from financial losses that can arise from legal claims due to accidents or injuries for which they may be held responsible.

In the context of casualty insurance, liability coverage specifically helps pay for legal defense fees, settlements, and judgments that may arise from such claims. It is commonly included in various forms of insurance, such as general liability insurance for businesses or personal liability coverage in homeowners policies.

Other types of insurance, such as property insurance, focus primarily on protecting the insured's own assets from damage or loss, while life insurance provides financial support to beneficiaries upon the insured's death. Health insurance helps cover medical expenses but does not typically address liability for injury to others. Thus, casualty insurance is uniquely positioned to address the need for liability coverage specifically.