What is the term for insurance that covers damages to a vehicle after an accident?

Collision insurance specifically covers damages to a vehicle resulting from an accident, regardless of who is at fault. This type of coverage is designed to pay for repairs to your vehicle or its replacement if it is deemed a total loss. It is particularly important for those who rely on their vehicles for daily activities and want to ensure they can get back on the road after an accident.

Liability insurance, on the other hand, covers damages caused to another person's vehicle or property as a result of an accident where the insured is at fault. Comprehensive insurance is meant to cover non-collision events, such as theft or natural disasters, and does not provide coverage for damages resulting from a collision. Personal injury protection covers medical expenses and sometimes lost wages for the insured and passengers, but does not address damage to the vehicle itself. Thus, collision insurance is the correct answer for covering vehicle damages after an accident.