Texas Property and Casualty License Practice Exam

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What is the minimum limit for Texas PIP per person?

$1000
$2500
$5000
$750

The correct answer is: $2500

In Texas, the minimum limit for Personal Injury Protection (PIP) coverage per person is set at $2,500. PIP is a type of coverage that helps pay for medical expenses and related costs that arise from an automobile accident, regardless of who is at fault. The $2,500 limit ensures that individuals have a basic level of financial protection for medical bills incurred due to injuries sustained in a vehicle accident. This amount is significant because it reflects the minimum requirement established by Texas law, thereby offering a safety net for medical care and other related expenses. Higher limits can be purchased for those wanting increased coverage to better meet potential medical costs. The other amounts listed either fall below or above the mandated minimum and do not represent the legal requirements for PIP in Texas.